Blog Articles

AnnieMac Home Mortgage is Once Again a Top Workplace in the USA

It's Official: AnnieMac is one of 2021's Top Workplaces in the USAWe are very proud to share that AnnieMac.

Posted in Articles on Apr 14, 2021

A Comparison Between 15-Year and 30-Year Mortgages

If you’re considering a fixed rate loan, one of the questions to consider is whether.

Posted in Articles on Apr 13, 2021

I Want to Help You to Make an Informed Decision on Your Mortgage

Buying a home is a long-term investment. Although the market’s gone up and down over the.

Posted in Articles on Apr 13, 2021

AnnieMac is USDA's Lender of the Year

In a letter congratulating AnnieMac Home Mortgage for winning the USDA Rural Development Lender of the Year Award for Fiscal Year 2017, USDA Housing Programs Director Michael Matthews states: “Your commitment has made our program grow and become very successful, and your contributions to the industry are much appreciated.” VP of Collateral Valuation Wes Costello said AnnieMac has funded $14 million in USDA loans during the last fiscal year, which was the most in the lending industry by a wide margin. But Wes said the dollar volume tells only a fraction of the story. “Part of what they took into account is engagement with the USDA and commitment to serving people in rural communities,” Wes said..

Posted in Articles on Apr 4, 2018


For the fifth year in a row, AnnieMac Home Mortgage has won a 2017 Top Workplaces award from The award recognizes 125 Philadelphia-area companies based solely on the results of an employee feedback survey. The award is not a popularity contest, according to Doug Claffey, CEO of WorkplaceDynamics, LLC, the research firm that conducted the surveys. Nor is it all about fancy perks and benefits. “To be a Top Workplace, organizations must meet our strict standards for organizational health,” Claffey said. “And who better to ask about work life than the people who live the culture every day — the employees. Time and time again, our research has proven that what’s most important to them is a strong belief in where the organization is headed, how it’s going to get there, and the feeling that everyone is in it together.”.

Posted in Articles on Mar 29, 2017

Explaining the VA's Standard for Debt-to-Income Ratio

When applying for a VA home loan, borrowers hear a lot about something called debt-to-income ratio. It’s an important tool that plays a key role in determining if you meet in VA loan qualifications. In essence, debt-to-income ratio, or DTI ratio, compares a borrower’s monthly debt payments to his or her gross monthly income..

Posted in Articles on Feb 20, 2017

How to Buy a Home With Little or No Money Down

Homeownership in the United States has fallen to a generational low, and a big reason for this is a lack of first-time homebuyers. In a recent survey by Trulia, 54% of renters cited "saving enough for a down payment" as their biggest obstacle to homeownership, more than credit requirements and other debt obligations. However, the idea that a big down payment is a requirement is a myth. Here are some options you should explore if you want to buy a home, but don't have a ton of cash..

Posted in Articles on Jan 18, 2017

The Larger Role of the Mortgage Lender

A responsible lender won’t treat the mortgage purchase as a simple money-in-exchange-for-goods-or-services transaction, but rather play an active role in the entire mortgage planning process. That means serving as an advocate who helps you understand the impact of the mortgage on your overall finances, evaluate the various options, and decide what course of action is best for you..

Posted in Articles on Dec 21, 2016

Don't Get Outbid On That Home!

So you've finally found the perfect house, but you're not the only one! When other potential buyers are bidding for the same home, you'll want every advantage you can get. Here are some tips to help you make sure the house you close on is the same one you've got your heart set on:.

Posted in Articles on Dec 21, 2016

Understanding Your Home Appraisal

The appraisal is an important part of determining the loan amount. Mortgage guidelines require the lender to base the loan amount on whichever is less — the purchase price or the appraised value. There are no true objective standards when it comes to determining what a home’s appraised value should be..

Posted in Articles on Dec 21, 2016

Credit Scores Explained

Your credit score has a big impact on your personal finances, with a good score translating into a better rate on everything from home mortgages to auto loans to credit cards. So how do credit scores work? Your credit score can range from 350 to 850. The higher, the better. The five factors that determine that score, and the percent to which they count towards your score, are as follows..

Posted in Articles on Dec 21, 2016

Toys For Tots Campaign Helps Area Children

AnnieMac Home Mortgage chipped in to make the holidays special for some area kids during the Culture Committee’s 6th Annual Toys for Tots Campaign. According to Kathleen Dixon, AnnieMac employees contributed 70 toys in the bins placed around the offices from Nov. 9 to Dec. 9 — everything from Star Wars action figures, to toy cars and trucks, to dolls, to educational toys..

Posted in Articles on Dec 12, 2016

Kevin Dolan Among '40 UNDER 40'

National Mortgage Professional Magazine has announced that Kevin Dolan, manager of the Mountain Lakes, N.J., branch, will be included on the magazine's "40 Under 40" list for 2016. According to the magazine, that places Kevin among "the top mortgage professionals under the age of 40, as voted on by their peers, who exemplify professionalism and top production in today’s housing market.".

Posted in Articles on Nov 30, 2016

Food Drive Results Are 'Superb'

In the weeks leading up to the collection on Nov. 15, all of the teams put together their contributions for the AnnieMac Thanksgiving Food Drive. The Pumpkin Spice Girls. 50 Shades of Gravy. I Yam What I Yam, and many more. And when they were done, the food they'd donated for area families through the Food Bank of South Jersey took up 102 boxes and weighed in at 2,110 pounds..

Posted in Articles on Nov 22, 2016

A Dedication of Inspiration to our CEO Joe Panebianco

We wanted to share the news that Joe Panebianco, our fearless CEO, ran the New York City Marathon on Sunday! As you know if you have ever done this, any kind of marathon run by any person is a challenge to the mind and body. Our Management Team would be remiss if we didn't stop to congratulate Joe and dedicate some words to how inspiring an accomplishment this is..

Posted in Articles on Nov 8, 2016